REGULAR CHECKING

• $50 minimum to open.

• A service charge of $8 per month if the balance drops below $300 any day of the month.

• No service charge if the balance is $300 or greater each day of the month.

• Monthly statement with check images.

• Overdraft Privilege – Payments of overdrafts are at the discretion of the bank and may be revoked at any time. Overdraft fees will apply.

• Free monthly e-mail statements.

• Free On-line Banking.

• Free Bill Payment. *

• Free Telephone Banking.

• Free ATM/Debit card.

* Free Bill Payment will be disabled after 90 days of inactivity.